The Roof Insurance Claim Process, Start to Finish
Roofer Direct points to one reference in depth: The Roof Insurance Claim Process, Start to Finish on the National Roofing Directory. Below is what it covers and where to read it in full.
Read The Roof Insurance Claim Process, Start to Finish →The claim sequence in brief
A roof insurance claim moves through a predictable sequence: document the damage, report the loss, meet the adjuster, review the estimate, complete the work and collect any held-back depreciation. Knowing the sequence helps you avoid delays.
- Most policies require prompt notice of a loss.
- Many homeowners have their roofer attend the adjuster's inspection.
- Items missed in the adjuster's estimate can be submitted as a supplement, with photos.
- On replacement-cost policies, held-back depreciation is typically paid after the work is done.
What this reference covers
These are the sections of The Roof Insurance Claim Process, Start to Finish on the National Roofing Directory.
From the reference
Most explanations of a roof claim are a numbered list that ends at “claim approved.” That is not where the confusion is. The confusion is that a roof claim is really two separate arguments running on the same calendar, and homeowners lose track of which one they are in.
Founded a family-owned roofing company in a hurricane-exposed coastal market after a working background spanning offshore oil, manufacturing, mechanics and carpentry — a trade path that shows in an unusually careful account of where a contractor's job in a claim ends.
Excerpted from The Roof Insurance Claim Process, Start to Finish on the National Roofing Directory. Read the full reference for the complete treatment.